The Habits of Fiscal Fitness

Getting Fiscally Fit
The Habits of Fiscal Fitness

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To get and stay healthy in any area of my life, I have to develop Healthy Habits

The Habits of Fiscal Fitness

1. Remember that God is my source

“You shall remember the LORD your God, for it is he who gives you power to get wealth,” (Deuteronomy 8:18a)

2. Seek wise counsel

“Without counsel plans fail, but with many advisers they succeed.” (Proverbs 15:22)

3. Keep good records

“Know well the condition of your flocks, and give attention to your herds,” (Proverbs 27:23)

4 things you need to know:

• What you Own
• What you Owe
• What you Earn
• Where it Goes

4. Develop a written plan

“The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.” (Proverbs 21:5)

Plan in the presence of God

5. Honor God first

“Honor the LORD with your wealth and with the firstfruits of all your produce;” (Proverbs 3:9)

Whatever you want God to bless in your life put Him first!

The 4 P’s Of Giving:

• Priority Giving
• Percentage Giving
• Progressive Giving
• Prompted Giving

6. Pay taxes

“He said to them, 'Then render to Caesar the things that are Caesar’s, and to God the things that are God’s.'” (Luke 20:25)

“Pay to all what is owed to them: taxes to whom taxes are owed, revenue to whom revenue is owed, respect to whom respect is owed, honor to whom honor is owed.” (Romans 13:7)

7. Save for the future

“Precious treasure and oil are in a wise man’s dwelling, but a foolish man devours it.” (Proverbs 21:20)

“Go to the ant, O sluggard; consider her ways, and be wise. Without having any chief, officer, or ruler, she prepares her bread in summer and gathers her food in harvest.” (Proverbs 6:6–8)

8. Avoid debt

“The rich rules over the poor, and the borrower is the slave of the lender.” (Proverbs 22:7)

9. Live on the rest

“The plans of the diligent certainly lead to profit, but anyone who is reckless certainly becomes poor.” (Proverbs 21:5, HCSB)

Key to financial success: Spend less than you earn

What most people do: The order God blesses:

10. Commit it all to God

“Commit your work to the LORD, and your plans will be established.” (Proverbs 16:3)

“Trust in the LORD with all your heart, and do not lean on your own understanding. In all your ways acknowledge him, and he will make straight your paths.” (Proverbs 3:5–6)

Making It Personal:

• Have I truly committed all that I am and all that I have to the Lord?
• Which of the habits for fiscal fitness am I practicing well right now?
• Which of the habits for fiscal fitness do I need to begin to practice or practice in a whole new way?
• What adjustments does God want me to make in the management of resources that He has entrusted to me?